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How does a typical individual dental insurance plan work

Sunday, Oct. 30th 2011 5:07 AM

What I am wanting to know is, if say I buy a typical dental insurance plan what types of benefits would I get?  I know some plans say free cleaning and X-rays but is that really all I get?  Would I be able to have fillings done at a low cost too?

What about the rest of the dental services do all dental insurance plan make you wait until you can have anything beyond a cleaning?  Seems to me that they offer a free cleaning as if it is something really good but you have to hope you do not need anything else for a year.  I do not understand why that is the case.

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